Need an appraisal in Twin Bridges or Madison County?

The top seven reasons why MT homeowners order from Shire Appraisal:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Madison county's assessment of your property
Remove PMI to reduce a monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a MT divorce, when property needs to be divided
Settle an estate in MT by determining the true market value of real estate in question

Own a home in or near Twin Bridges, MT and need help determining the price of it?
Contact Shire Appraisal.

At Shire Appraisal, we understand the unique needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Shire Appraisal are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are qualified in helping homeowners just like you abolish unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes nearby. This only means you are probably paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Shire Appraisal is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be inopportune from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Shire Appraisal can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? We can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.